Terms & Conditions

Last updated: September 30, 2026

These Terms and Conditions (“Terms”) govern your access to and use of Speaks Kerala at www.speakskerala.com (the “Website”). By accessing or using the Website you agree to be bound by these Terms, our Privacy Policy and our Disclaimer. If you do not agree with any part of these Terms, please do not use the Website.

1. About the Website

Speaks Kerala is an independent, privately operated information website. We publish guides, explainers and news in Malayalam and English on topics such as government services, online applications, certificates, welfare schemes, technology and vehicles. Speaks Kerala is not a government website, is not affiliated with any government department, and does not provide any government service directly. All applications must be submitted on the official portals of the respective departments.

2. Eligibility and Use

You may use the Website only for lawful purposes and in accordance with these Terms. If you are under 18, you should use the Website with the involvement of a parent or guardian. You agree not to use the Website in any way that could damage, disable or impair it, or interfere with anyone else’s use of it.

3. Acceptable Use

When using the Website you agree that you will not:

  • Copy, scrape, republish or redistribute our content in bulk without written permission
  • Use automated systems, bots or crawlers that place an unreasonable load on our servers
  • Attempt to gain unauthorised access to any part of the Website, server or database
  • Upload or transmit viruses, malware or any harmful code
  • Post content that is unlawful, defamatory, obscene, hateful, harassing or that infringes anyone’s rights
  • Impersonate any person or organisation, or misrepresent your affiliation with anyone
  • Use the Website to send spam or unsolicited advertising

4. Intellectual Property

Unless stated otherwise, all content on the Website, including text, articles, graphics, logos, images and the arrangement of that content, is the property of Speaks Kerala or its licensors and is protected by Indian and international copyright laws. You may read, share links to and print our articles for personal, non-commercial use. You may quote short excerpts with clear attribution and a link to the original article. Any other use, including reproducing full articles on another website or channel, requires our prior written permission.

Official logos, emblems and trademarks of government departments and third-party brands that appear on the Website belong to their respective owners and are used only for identification and informational purposes.

5. User Comments and Submissions

Where the Website allows comments, polls or other submissions, you are responsible for what you post. By submitting content you grant us a non-exclusive, royalty-free, worldwide licence to display, edit for length or clarity, and moderate that content on the Website. We may remove any comment at our discretion, including comments that are off-topic, promotional, abusive, or that contain personal information such as phone numbers, Aadhaar numbers or addresses. Please never post your own or anyone else’s sensitive personal information in comments.

6. Accuracy of Information

We work hard to keep our guides accurate and up to date, and we follow our Editorial Policy and Fact-Checking Policy. However, government procedures, fees, eligibility rules and website layouts change frequently and sometimes without notice. Information on the Website is provided for general guidance only. You should always verify details on the official website of the concerned department before applying, paying any fee or making any decision.

The Website contains links to official government portals and other third-party websites for your convenience. We do not control these websites and are not responsible for their content, availability, security, privacy practices or services. Following any external link is at your own risk. Any transaction you make on a third-party website is solely between you and that website.

The Website is supported by advertising and may contain affiliate links. Advertisements are provided by third parties and their appearance does not mean that we endorse the advertised product or service. Please read our Affiliate Disclosure for details.

9. Disclaimer of Warranties

The Website and all content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including warranties of accuracy, completeness, fitness for a particular purpose or non-infringement. We do not guarantee that the Website will be uninterrupted, error-free or free of viruses or other harmful components.

10. Limitation of Liability

To the maximum extent permitted by law, Speaks Kerala, its owners, editors, writers and partners shall not be liable for any direct, indirect, incidental, consequential or special damages arising out of or in connection with your use of, or inability to use, the Website or any content on it. This includes, without limitation, loss arising from rejected applications, missed deadlines, incorrect fees, reliance on outdated information, or actions taken on third-party websites.

11. Indemnity

You agree to indemnify and hold harmless Speaks Kerala and its team from any claims, damages, liabilities, costs or expenses arising from your breach of these Terms, your misuse of the Website, or content you submit.

12. Changes to the Website and These Terms

We may modify, suspend or discontinue any part of the Website at any time without notice. We may also revise these Terms from time to time. The updated Terms will be posted on this page with a new “Last updated” date. Your continued use of the Website after changes are published constitutes acceptance of the revised Terms.

13. Governing Law and Jurisdiction

These Terms are governed by the laws of India. Any dispute arising out of or relating to these Terms or the Website shall be subject to the exclusive jurisdiction of the competent courts in Kerala, India.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

15. Contact

If you have any questions about these Terms, please contact us through our Contact Us page or email us at mail@admarq.in.